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Auto Loan Comparison Calculator



Auto Loan Comparison Calculator calculates the monthly payment for two auto loans and compare the loans side by side. View the total payment, interest, payoff date, total savings. You will also get the two auto loan amortization schedules and see which loan is the best for you.

Car Loan Comparison Calculator

Auto Loan 1

Loan Amount
Loan Terms
years
Interest Rate

Auto Loan 2

Loan Amount
Loan Terms
years
Interest Rate
Amortization schedule
Show By Month Show By Year

Auto Loan Comparison Result

Loan
Auto Loan 1 Auto Loan 2
Loan Amount
$30,000.00 $30,000.00
Monthly Payment:
$483.15 $892.41
Total # Of Payments:
72 36
Start Date:
Oct, 2022 Oct, 2022
Payoff Date:
Sep, 2025 Sep, 2025
Total Interest Paid:
$4,786.65 $2,126.68
Total Payment:
$34,786.65 $32,126.68
Total Savings:
$0.00 $2,659.98



Auto Loan 1 Amortization Schedule

Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Oct, 2022 1 $125.00 $358.15 $483.15 $29,641.85
Nov, 2022 2 $123.51 $359.64 $483.15 $29,282.21
Dec, 2022 3 $122.01 $361.14 $483.15 $28,921.07
Jan, 2023 4 $120.50 $362.64 $483.15 $28,558.43
Feb, 2023 5 $118.99 $364.15 $483.15 $28,194.27
Mar, 2023 6 $117.48 $365.67 $483.15 $27,828.60
Apr, 2023 7 $115.95 $367.20 $483.15 $27,461.41
May, 2023 8 $114.42 $368.73 $483.15 $27,092.68
Jun, 2023 9 $112.89 $370.26 $483.15 $26,722.42
Jul, 2023 10 $111.34 $371.80 $483.15 $26,350.62
Aug, 2023 11 $109.79 $373.35 $483.15 $25,977.26
Sep, 2023 12 $108.24 $374.91 $483.15 $25,602.35
Oct, 2023 13 $106.68 $376.47 $483.15 $25,225.88
Nov, 2023 14 $105.11 $378.04 $483.15 $24,847.84
Dec, 2023 15 $103.53 $379.62 $483.15 $24,468.23
Jan, 2024 16 $101.95 $381.20 $483.15 $24,087.03
Feb, 2024 17 $100.36 $382.79 $483.15 $23,704.24
Mar, 2024 18 $98.77 $384.38 $483.15 $23,319.86
Apr, 2024 19 $97.17 $385.98 $483.15 $22,933.88
May, 2024 20 $95.56 $387.59 $483.15 $22,546.29
Jun, 2024 21 $93.94 $389.21 $483.15 $22,157.09
Jul, 2024 22 $92.32 $390.83 $483.15 $21,766.26
Aug, 2024 23 $90.69 $392.46 $483.15 $21,373.80
Sep, 2024 24 $89.06 $394.09 $483.15 $20,979.71
Oct, 2024 25 $87.42 $395.73 $483.15 $20,583.98
Nov, 2024 26 $85.77 $397.38 $483.15 $20,186.60
Dec, 2024 27 $84.11 $399.04 $483.15 $19,787.56
Jan, 2025 28 $82.45 $400.70 $483.15 $19,386.86
Feb, 2025 29 $80.78 $402.37 $483.15 $18,984.49
Mar, 2025 30 $79.10 $404.05 $483.15 $18,580.45
Apr, 2025 31 $77.42 $405.73 $483.15 $18,174.72
May, 2025 32 $75.73 $407.42 $483.15 $17,767.30
Jun, 2025 33 $74.03 $409.12 $483.15 $17,358.18
Jul, 2025 34 $72.33 $410.82 $483.15 $16,947.36
Aug, 2025 35 $70.61 $412.53 $483.15 $16,534.82
Sep, 2025 36 $68.90 $414.25 $483.15 $16,120.57
Oct, 2025 37 $67.17 $415.98 $483.15 $15,704.59
Nov, 2025 38 $65.44 $417.71 $483.15 $15,286.88
Dec, 2025 39 $63.70 $419.45 $483.15 $14,867.43
Jan, 2026 40 $61.95 $421.20 $483.15 $14,446.23
Feb, 2026 41 $60.19 $422.96 $483.15 $14,023.27
Mar, 2026 42 $58.43 $424.72 $483.15 $13,598.55
Apr, 2026 43 $56.66 $426.49 $483.15 $13,172.07
May, 2026 44 $54.88 $428.26 $483.15 $12,743.80
Jun, 2026 45 $53.10 $430.05 $483.15 $12,313.75
Jul, 2026 46 $51.31 $431.84 $483.15 $11,881.91
Aug, 2026 47 $49.51 $433.64 $483.15 $11,448.27
Sep, 2026 48 $47.70 $435.45 $483.15 $11,012.83
Oct, 2026 49 $45.89 $437.26 $483.15 $10,575.56
Nov, 2026 50 $44.06 $439.08 $483.15 $10,136.48
Dec, 2026 51 $42.24 $440.91 $483.15 $9,695.57
Jan, 2027 52 $40.40 $442.75 $483.15 $9,252.82
Feb, 2027 53 $38.55 $444.59 $483.15 $8,808.22
Mar, 2027 54 $36.70 $446.45 $483.15 $8,361.78
Apr, 2027 55 $34.84 $448.31 $483.15 $7,913.47
May, 2027 56 $32.97 $450.18 $483.15 $7,463.30
Jun, 2027 57 $31.10 $452.05 $483.15 $7,011.24
Jul, 2027 58 $29.21 $453.93 $483.15 $6,557.31
Aug, 2027 59 $27.32 $455.83 $483.15 $6,101.48
Sep, 2027 60 $25.42 $457.73 $483.15 $5,643.76
Oct, 2027 61 $23.52 $459.63 $483.15 $5,184.13
Nov, 2027 62 $21.60 $461.55 $483.15 $4,722.58
Dec, 2027 63 $19.68 $463.47 $483.15 $4,259.11
Jan, 2028 64 $17.75 $465.40 $483.15 $3,793.71
Feb, 2028 65 $15.81 $467.34 $483.15 $3,326.37
Mar, 2028 66 $13.86 $469.29 $483.15 $2,857.08
Apr, 2028 67 $11.90 $471.24 $483.15 $2,385.83
May, 2028 68 $9.94 $473.21 $483.15 $1,912.63
Jun, 2028 69 $7.97 $475.18 $483.15 $1,437.45
Jul, 2028 70 $5.99 $477.16 $483.15 $960.29
Aug, 2028 71 $4.00 $479.15 $483.15 $481.14
Sep, 2028 72 $2.00 $481.14 $483.15 $0.00

Auto Loan 2 Amortization Schedule

Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Oct, 2022 1 $112.50 $779.91 $892.41 $29,220.09
Nov, 2022 2 $109.58 $782.83 $892.41 $28,437.26
Dec, 2022 3 $106.64 $785.77 $892.41 $27,651.49
Jan, 2023 4 $103.69 $788.71 $892.41 $26,862.78
Feb, 2023 5 $100.74 $791.67 $892.41 $26,071.10
Mar, 2023 6 $97.77 $794.64 $892.41 $25,276.46
Apr, 2023 7 $94.79 $797.62 $892.41 $24,478.84
May, 2023 8 $91.80 $800.61 $892.41 $23,678.23
Jun, 2023 9 $88.79 $803.61 $892.41 $22,874.62
Jul, 2023 10 $85.78 $806.63 $892.41 $22,067.99
Aug, 2023 11 $82.75 $809.65 $892.41 $21,258.34
Sep, 2023 12 $79.72 $812.69 $892.41 $20,445.65
Oct, 2023 13 $76.67 $815.74 $892.41 $19,629.91
Nov, 2023 14 $73.61 $818.80 $892.41 $18,811.11
Dec, 2023 15 $70.54 $821.87 $892.41 $17,989.25
Jan, 2024 16 $67.46 $824.95 $892.41 $17,164.30
Feb, 2024 17 $64.37 $828.04 $892.41 $16,336.26
Mar, 2024 18 $61.26 $831.15 $892.41 $15,505.11
Apr, 2024 19 $58.14 $834.26 $892.41 $14,670.85
May, 2024 20 $55.02 $837.39 $892.41 $13,833.46
Jun, 2024 21 $51.88 $840.53 $892.41 $12,992.92
Jul, 2024 22 $48.72 $843.68 $892.41 $12,149.24
Aug, 2024 23 $45.56 $846.85 $892.41 $11,302.39
Sep, 2024 24 $42.38 $850.02 $892.41 $10,452.37
Oct, 2024 25 $39.20 $853.21 $892.41 $9,599.16
Nov, 2024 26 $36.00 $856.41 $892.41 $8,742.75
Dec, 2024 27 $32.79 $859.62 $892.41 $7,883.12
Jan, 2025 28 $29.56 $862.85 $892.41 $7,020.28
Feb, 2025 29 $26.33 $866.08 $892.41 $6,154.20
Mar, 2025 30 $23.08 $869.33 $892.41 $5,284.87
Apr, 2025 31 $19.82 $872.59 $892.41 $4,412.28
May, 2025 32 $16.55 $875.86 $892.41 $3,536.41
Jun, 2025 33 $13.26 $879.15 $892.41 $2,657.27
Jul, 2025 34 $9.96 $882.44 $892.41 $1,774.83
Aug, 2025 35 $6.66 $885.75 $892.41 $889.07
Sep, 2025 36 $3.33 $889.07 $892.41 $0.00

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Car Loan Comparison Calculator

The Car Loan Comparison Calculator compares the two auto loans using loan amount, simple interest rate, and loan terms, if you need a more advanced auto loan calculator with extra payments, tax, and trade in, please use the car loan calculator with trade in.





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