Auto Loan Comparison Calculator



Auto Loan Comparison Calculator calculates the monthly payment for two auto loans and compare the loans side by side. View the total payment, interest, payoff date, total savings. You will also get the two auto loan amortization schedules and see which loan is the best for you.

Car Loan Comparison Calculator

Auto Loan 1

Loan Amount
Loan Terms
years
Interest Rate

Auto Loan 2

Loan Amount
Loan Terms
years
Interest Rate
Amortization schedule
Show By Month Show By Year

Auto Loan Comparison Result

Loan
Auto Loan 1 Auto Loan 2
Loan Amount
$30,000.00 $30,000.00
Monthly Payment:
$483.15 $892.41
Total # Of Payments:
72 36
Start Date:
Feb, 2023 Feb, 2023
Payoff Date:
Jan, 2026 Jan, 2026
Total Interest Paid:
$4,786.65 $2,126.68
Total Payment:
$34,786.65 $32,126.68
Total Savings:
$0.00 $2,659.98



Auto Loan 1 Amortization Schedule

Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Feb, 2023 1 $125.00 $358.15 $483.15 $29,641.85
Mar, 2023 2 $123.51 $359.64 $483.15 $29,282.21
Apr, 2023 3 $122.01 $361.14 $483.15 $28,921.07
May, 2023 4 $120.50 $362.64 $483.15 $28,558.43
Jun, 2023 5 $118.99 $364.15 $483.15 $28,194.27
Jul, 2023 6 $117.48 $365.67 $483.15 $27,828.60
Aug, 2023 7 $115.95 $367.20 $483.15 $27,461.41
Sep, 2023 8 $114.42 $368.73 $483.15 $27,092.68
Oct, 2023 9 $112.89 $370.26 $483.15 $26,722.42
Nov, 2023 10 $111.34 $371.80 $483.15 $26,350.62
Dec, 2023 11 $109.79 $373.35 $483.15 $25,977.26
Jan, 2024 12 $108.24 $374.91 $483.15 $25,602.35
Feb, 2024 13 $106.68 $376.47 $483.15 $25,225.88
Mar, 2024 14 $105.11 $378.04 $483.15 $24,847.84
Apr, 2024 15 $103.53 $379.62 $483.15 $24,468.23
May, 2024 16 $101.95 $381.20 $483.15 $24,087.03
Jun, 2024 17 $100.36 $382.79 $483.15 $23,704.24
Jul, 2024 18 $98.77 $384.38 $483.15 $23,319.86
Aug, 2024 19 $97.17 $385.98 $483.15 $22,933.88
Sep, 2024 20 $95.56 $387.59 $483.15 $22,546.29
Oct, 2024 21 $93.94 $389.21 $483.15 $22,157.09
Nov, 2024 22 $92.32 $390.83 $483.15 $21,766.26
Dec, 2024 23 $90.69 $392.46 $483.15 $21,373.80
Jan, 2025 24 $89.06 $394.09 $483.15 $20,979.71
Feb, 2025 25 $87.42 $395.73 $483.15 $20,583.98
Mar, 2025 26 $85.77 $397.38 $483.15 $20,186.60
Apr, 2025 27 $84.11 $399.04 $483.15 $19,787.56
May, 2025 28 $82.45 $400.70 $483.15 $19,386.86
Jun, 2025 29 $80.78 $402.37 $483.15 $18,984.49
Jul, 2025 30 $79.10 $404.05 $483.15 $18,580.45
Aug, 2025 31 $77.42 $405.73 $483.15 $18,174.72
Sep, 2025 32 $75.73 $407.42 $483.15 $17,767.30
Oct, 2025 33 $74.03 $409.12 $483.15 $17,358.18
Nov, 2025 34 $72.33 $410.82 $483.15 $16,947.36
Dec, 2025 35 $70.61 $412.53 $483.15 $16,534.82
Jan, 2026 36 $68.90 $414.25 $483.15 $16,120.57
Feb, 2026 37 $67.17 $415.98 $483.15 $15,704.59
Mar, 2026 38 $65.44 $417.71 $483.15 $15,286.88
Apr, 2026 39 $63.70 $419.45 $483.15 $14,867.43
May, 2026 40 $61.95 $421.20 $483.15 $14,446.23
Jun, 2026 41 $60.19 $422.96 $483.15 $14,023.27
Jul, 2026 42 $58.43 $424.72 $483.15 $13,598.55
Aug, 2026 43 $56.66 $426.49 $483.15 $13,172.07
Sep, 2026 44 $54.88 $428.26 $483.15 $12,743.80
Oct, 2026 45 $53.10 $430.05 $483.15 $12,313.75
Nov, 2026 46 $51.31 $431.84 $483.15 $11,881.91
Dec, 2026 47 $49.51 $433.64 $483.15 $11,448.27
Jan, 2027 48 $47.70 $435.45 $483.15 $11,012.83
Feb, 2027 49 $45.89 $437.26 $483.15 $10,575.56
Mar, 2027 50 $44.06 $439.08 $483.15 $10,136.48
Apr, 2027 51 $42.24 $440.91 $483.15 $9,695.57
May, 2027 52 $40.40 $442.75 $483.15 $9,252.82
Jun, 2027 53 $38.55 $444.59 $483.15 $8,808.22
Jul, 2027 54 $36.70 $446.45 $483.15 $8,361.78
Aug, 2027 55 $34.84 $448.31 $483.15 $7,913.47
Sep, 2027 56 $32.97 $450.18 $483.15 $7,463.30
Oct, 2027 57 $31.10 $452.05 $483.15 $7,011.24
Nov, 2027 58 $29.21 $453.93 $483.15 $6,557.31
Dec, 2027 59 $27.32 $455.83 $483.15 $6,101.48
Jan, 2028 60 $25.42 $457.73 $483.15 $5,643.76
Feb, 2028 61 $23.52 $459.63 $483.15 $5,184.13
Mar, 2028 62 $21.60 $461.55 $483.15 $4,722.58
Apr, 2028 63 $19.68 $463.47 $483.15 $4,259.11
May, 2028 64 $17.75 $465.40 $483.15 $3,793.71
Jun, 2028 65 $15.81 $467.34 $483.15 $3,326.37
Jul, 2028 66 $13.86 $469.29 $483.15 $2,857.08
Aug, 2028 67 $11.90 $471.24 $483.15 $2,385.83
Sep, 2028 68 $9.94 $473.21 $483.15 $1,912.63
Oct, 2028 69 $7.97 $475.18 $483.15 $1,437.45
Nov, 2028 70 $5.99 $477.16 $483.15 $960.29
Dec, 2028 71 $4.00 $479.15 $483.15 $481.14
Jan, 2029 72 $2.00 $481.14 $483.15 $0.00

Auto Loan 2 Amortization Schedule

Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Feb, 2023 1 $112.50 $779.91 $892.41 $29,220.09
Mar, 2023 2 $109.58 $782.83 $892.41 $28,437.26
Apr, 2023 3 $106.64 $785.77 $892.41 $27,651.49
May, 2023 4 $103.69 $788.71 $892.41 $26,862.78
Jun, 2023 5 $100.74 $791.67 $892.41 $26,071.10
Jul, 2023 6 $97.77 $794.64 $892.41 $25,276.46
Aug, 2023 7 $94.79 $797.62 $892.41 $24,478.84
Sep, 2023 8 $91.80 $800.61 $892.41 $23,678.23
Oct, 2023 9 $88.79 $803.61 $892.41 $22,874.62
Nov, 2023 10 $85.78 $806.63 $892.41 $22,067.99
Dec, 2023 11 $82.75 $809.65 $892.41 $21,258.34
Jan, 2024 12 $79.72 $812.69 $892.41 $20,445.65
Feb, 2024 13 $76.67 $815.74 $892.41 $19,629.91
Mar, 2024 14 $73.61 $818.80 $892.41 $18,811.11
Apr, 2024 15 $70.54 $821.87 $892.41 $17,989.25
May, 2024 16 $67.46 $824.95 $892.41 $17,164.30
Jun, 2024 17 $64.37 $828.04 $892.41 $16,336.26
Jul, 2024 18 $61.26 $831.15 $892.41 $15,505.11
Aug, 2024 19 $58.14 $834.26 $892.41 $14,670.85
Sep, 2024 20 $55.02 $837.39 $892.41 $13,833.46
Oct, 2024 21 $51.88 $840.53 $892.41 $12,992.92
Nov, 2024 22 $48.72 $843.68 $892.41 $12,149.24
Dec, 2024 23 $45.56 $846.85 $892.41 $11,302.39
Jan, 2025 24 $42.38 $850.02 $892.41 $10,452.37
Feb, 2025 25 $39.20 $853.21 $892.41 $9,599.16
Mar, 2025 26 $36.00 $856.41 $892.41 $8,742.75
Apr, 2025 27 $32.79 $859.62 $892.41 $7,883.12
May, 2025 28 $29.56 $862.85 $892.41 $7,020.28
Jun, 2025 29 $26.33 $866.08 $892.41 $6,154.20
Jul, 2025 30 $23.08 $869.33 $892.41 $5,284.87
Aug, 2025 31 $19.82 $872.59 $892.41 $4,412.28
Sep, 2025 32 $16.55 $875.86 $892.41 $3,536.41
Oct, 2025 33 $13.26 $879.15 $892.41 $2,657.27
Nov, 2025 34 $9.96 $882.44 $892.41 $1,774.83
Dec, 2025 35 $6.66 $885.75 $892.41 $889.07
Jan, 2026 36 $3.33 $889.07 $892.41 $0.00

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Car Loan Comparison Calculator

The Car Loan Comparison Calculator compares the two auto loans using loan amount, simple interest rate, and loan terms, if you need a more advanced auto loan calculator with extra payments, tax, and trade in, please use the car loan calculator with trade in.






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