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Auto Loan Comparison Calculator

Lower Your Car Payment up to $105/Month Best Auto Refinance Options - 2025

Auto Loan Comparison Calculator calculates the monthly payment for two auto loans and compare the loans side by side. View the total payment, interest, payoff date, total savings. You will also get the two auto loan amortization schedules and see which loan is the best for you.

Car Loan Comparison Calculator

Auto Loan 1
Loan Amount
Loan Terms
 years
Interest Rate

Auto Loan 2
Loan Amount
Loan Terms
 years
Interest Rate
Amortization schedule
 Show By Month Show By Year

Auto Loan Comparison Result
Loan
 Auto Loan 1 Auto Loan 2
Loan Amount
 $30,000.00 $30,000.00
Monthly Payment:
 $483.15 $892.41
Total # Of Payments:
 72 36
Start Date:
 Oct, 2025 Oct, 2025
Payoff Date:
 Sep, 2028 Sep, 2028
Total Interest Paid:
 $4,786.65 $2,126.68
Total Payment:
 $34,786.65 $32,126.68
Total Savings:
 $0.00 $2,659.98

Auto Loan 1 Amortization Schedule
Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Oct, 2025 1 $125.00 $358.15 $483.15 $29,641.85
Nov, 2025 2 $123.51 $359.64 $483.15 $29,282.21
Dec, 2025 3 $122.01 $361.14 $483.15 $28,921.07
Jan, 2026 4 $120.50 $362.64 $483.15 $28,558.43
Feb, 2026 5 $118.99 $364.15 $483.15 $28,194.27
Mar, 2026 6 $117.48 $365.67 $483.15 $27,828.60
Apr, 2026 7 $115.95 $367.20 $483.15 $27,461.41
May, 2026 8 $114.42 $368.73 $483.15 $27,092.68
Jun, 2026 9 $112.89 $370.26 $483.15 $26,722.42
Jul, 2026 10 $111.34 $371.80 $483.15 $26,350.62
Aug, 2026 11 $109.79 $373.35 $483.15 $25,977.26
Sep, 2026 12 $108.24 $374.91 $483.15 $25,602.35
Oct, 2026 13 $106.68 $376.47 $483.15 $25,225.88
Nov, 2026 14 $105.11 $378.04 $483.15 $24,847.84
Dec, 2026 15 $103.53 $379.62 $483.15 $24,468.23
Jan, 2027 16 $101.95 $381.20 $483.15 $24,087.03
Feb, 2027 17 $100.36 $382.79 $483.15 $23,704.24
Mar, 2027 18 $98.77 $384.38 $483.15 $23,319.86
Apr, 2027 19 $97.17 $385.98 $483.15 $22,933.88
May, 2027 20 $95.56 $387.59 $483.15 $22,546.29
Jun, 2027 21 $93.94 $389.21 $483.15 $22,157.09
Jul, 2027 22 $92.32 $390.83 $483.15 $21,766.26
Aug, 2027 23 $90.69 $392.46 $483.15 $21,373.80
Sep, 2027 24 $89.06 $394.09 $483.15 $20,979.71
Oct, 2027 25 $87.42 $395.73 $483.15 $20,583.98
Nov, 2027 26 $85.77 $397.38 $483.15 $20,186.60
Dec, 2027 27 $84.11 $399.04 $483.15 $19,787.56
Jan, 2028 28 $82.45 $400.70 $483.15 $19,386.86
Feb, 2028 29 $80.78 $402.37 $483.15 $18,984.49
Mar, 2028 30 $79.10 $404.05 $483.15 $18,580.45
Apr, 2028 31 $77.42 $405.73 $483.15 $18,174.72
May, 2028 32 $75.73 $407.42 $483.15 $17,767.30
Jun, 2028 33 $74.03 $409.12 $483.15 $17,358.18
Jul, 2028 34 $72.33 $410.82 $483.15 $16,947.36
Aug, 2028 35 $70.61 $412.53 $483.15 $16,534.82
Sep, 2028 36 $68.90 $414.25 $483.15 $16,120.57
Oct, 2028 37 $67.17 $415.98 $483.15 $15,704.59
Nov, 2028 38 $65.44 $417.71 $483.15 $15,286.88
Dec, 2028 39 $63.70 $419.45 $483.15 $14,867.43
Jan, 2029 40 $61.95 $421.20 $483.15 $14,446.23
Feb, 2029 41 $60.19 $422.96 $483.15 $14,023.27
Mar, 2029 42 $58.43 $424.72 $483.15 $13,598.55
Apr, 2029 43 $56.66 $426.49 $483.15 $13,172.07
May, 2029 44 $54.88 $428.26 $483.15 $12,743.80
Jun, 2029 45 $53.10 $430.05 $483.15 $12,313.75
Jul, 2029 46 $51.31 $431.84 $483.15 $11,881.91
Aug, 2029 47 $49.51 $433.64 $483.15 $11,448.27
Sep, 2029 48 $47.70 $435.45 $483.15 $11,012.83
Oct, 2029 49 $45.89 $437.26 $483.15 $10,575.56
Nov, 2029 50 $44.06 $439.08 $483.15 $10,136.48
Dec, 2029 51 $42.24 $440.91 $483.15 $9,695.57
Jan, 2030 52 $40.40 $442.75 $483.15 $9,252.82
Feb, 2030 53 $38.55 $444.59 $483.15 $8,808.22
Mar, 2030 54 $36.70 $446.45 $483.15 $8,361.78
Apr, 2030 55 $34.84 $448.31 $483.15 $7,913.47
May, 2030 56 $32.97 $450.18 $483.15 $7,463.30
Jun, 2030 57 $31.10 $452.05 $483.15 $7,011.24
Jul, 2030 58 $29.21 $453.93 $483.15 $6,557.31
Aug, 2030 59 $27.32 $455.83 $483.15 $6,101.48
Sep, 2030 60 $25.42 $457.73 $483.15 $5,643.76
Oct, 2030 61 $23.52 $459.63 $483.15 $5,184.13
Nov, 2030 62 $21.60 $461.55 $483.15 $4,722.58
Dec, 2030 63 $19.68 $463.47 $483.15 $4,259.11
Jan, 2031 64 $17.75 $465.40 $483.15 $3,793.71
Feb, 2031 65 $15.81 $467.34 $483.15 $3,326.37
Mar, 2031 66 $13.86 $469.29 $483.15 $2,857.08
Apr, 2031 67 $11.90 $471.24 $483.15 $2,385.83
May, 2031 68 $9.94 $473.21 $483.15 $1,912.63
Jun, 2031 69 $7.97 $475.18 $483.15 $1,437.45
Jul, 2031 70 $5.99 $477.16 $483.15 $960.29
Aug, 2031 71 $4.00 $479.15 $483.15 $481.14
Sep, 2031 72 $2.00 $481.14 $483.15 $0.00

Auto Loan 2 Amortization Schedule
Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Oct, 2025 1 $112.50 $779.91 $892.41 $29,220.09
Nov, 2025 2 $109.58 $782.83 $892.41 $28,437.26
Dec, 2025 3 $106.64 $785.77 $892.41 $27,651.49
Jan, 2026 4 $103.69 $788.71 $892.41 $26,862.78
Feb, 2026 5 $100.74 $791.67 $892.41 $26,071.10
Mar, 2026 6 $97.77 $794.64 $892.41 $25,276.46
Apr, 2026 7 $94.79 $797.62 $892.41 $24,478.84
May, 2026 8 $91.80 $800.61 $892.41 $23,678.23
Jun, 2026 9 $88.79 $803.61 $892.41 $22,874.62
Jul, 2026 10 $85.78 $806.63 $892.41 $22,067.99
Aug, 2026 11 $82.75 $809.65 $892.41 $21,258.34
Sep, 2026 12 $79.72 $812.69 $892.41 $20,445.65
Oct, 2026 13 $76.67 $815.74 $892.41 $19,629.91
Nov, 2026 14 $73.61 $818.80 $892.41 $18,811.11
Dec, 2026 15 $70.54 $821.87 $892.41 $17,989.25
Jan, 2027 16 $67.46 $824.95 $892.41 $17,164.30
Feb, 2027 17 $64.37 $828.04 $892.41 $16,336.26
Mar, 2027 18 $61.26 $831.15 $892.41 $15,505.11
Apr, 2027 19 $58.14 $834.26 $892.41 $14,670.85
May, 2027 20 $55.02 $837.39 $892.41 $13,833.46
Jun, 2027 21 $51.88 $840.53 $892.41 $12,992.92
Jul, 2027 22 $48.72 $843.68 $892.41 $12,149.24
Aug, 2027 23 $45.56 $846.85 $892.41 $11,302.39
Sep, 2027 24 $42.38 $850.02 $892.41 $10,452.37
Oct, 2027 25 $39.20 $853.21 $892.41 $9,599.16
Nov, 2027 26 $36.00 $856.41 $892.41 $8,742.75
Dec, 2027 27 $32.79 $859.62 $892.41 $7,883.12
Jan, 2028 28 $29.56 $862.85 $892.41 $7,020.28
Feb, 2028 29 $26.33 $866.08 $892.41 $6,154.20
Mar, 2028 30 $23.08 $869.33 $892.41 $5,284.87
Apr, 2028 31 $19.82 $872.59 $892.41 $4,412.28
May, 2028 32 $16.55 $875.86 $892.41 $3,536.41
Jun, 2028 33 $13.26 $879.15 $892.41 $2,657.27
Jul, 2028 34 $9.96 $882.44 $892.41 $1,774.83
Aug, 2028 35 $6.66 $885.75 $892.41 $889.07
Sep, 2028 36 $3.33 $889.07 $892.41 $0.00

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Car Loan Comparison Calculator

The Car Loan Comparison Calculator compares the two auto loans using loan amount, simple interest rate, and loan terms, if you need a more advanced auto loan calculator with extra payments, tax, and trade in, please use the car loan calculator with trade in.

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