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Biweekly Auto Loan Calculator

Lower Your Car Payment up to $105/Month Best Auto Refinance Options - 2026

Biweekly Auto Loan Calculator is used to calculate biweekly payments for your car loan. Find out how much faster you can payoff your car loan and how much you can save with biweekly payments than the regular monthly payments. Our Bi-weekly car loan calculator has everything you need to calculate your payments with built in options for trade in, extra payment and biweekly amortization schedule.

Biweekly Car Loan Calculator
Payment Frequency
Vehicle Price
 $
Down Payment
 $
Loan Amount
 $
Loan Terms
Interest Rate
Trade In Value
 $
Sales Tax
 %
Other Fees
 $
First Payment Date

Amortization schedule
Include all fees into loan
Extra Payments
One Time
$ On Date
Monthly or Biweekly
$ Starting Date
Quarterly
$ Starting Date
Yearly
$ Starting Date

Auto Loan Calculator Results
Loan Amount: $20,000.00
Total Bi-weekly Payment:
$175.28
Total # Of Payments: 120
Start Date: Feb 20, 2026
Payoff Date: Sep 13, 2030
Down Payment: $10,000.00
Trade In Value: $0.00
Sales Tax: $0.00
Other Fee: $0.00
Total Interest Paid: $940.79
Total of All Costs:
$30,940.79

Auto Loan Amortization Schedule
Payment Date Payment # Interest Principal Total Payment Balance
Feb 20, 2026 1 $15.38 $159.89 $175.28 $19,840.11
Mar 06, 2026 2 $15.26 $160.02 $175.28 $19,680.09
Mar 20, 2026 3 $15.14 $160.14 $175.28 $19,519.95
Apr 03, 2026 4 $15.02 $160.26 $175.28 $19,359.69
Apr 17, 2026 5 $14.89 $160.39 $175.28 $19,199.30
May 01, 2026 6 $14.77 $160.51 $175.28 $19,038.80
May 15, 2026 7 $14.65 $160.63 $175.28 $18,878.16
May 29, 2026 8 $14.52 $160.76 $175.28 $18,717.41
Jun 12, 2026 9 $14.40 $160.88 $175.28 $18,556.53
Jun 26, 2026 10 $14.27 $161.00 $175.28 $18,395.52
Jul 10, 2026 11 $14.15 $161.13 $175.28 $18,234.40
Jul 24, 2026 12 $14.03 $161.25 $175.28 $18,073.15
Aug 07, 2026 13 $13.90 $161.38 $175.28 $17,911.77
Aug 21, 2026 14 $13.78 $161.50 $175.28 $17,750.27
Sep 04, 2026 15 $13.65 $161.62 $175.28 $17,588.65
Sep 18, 2026 16 $13.53 $161.75 $175.28 $17,426.90
Oct 02, 2026 17 $13.41 $161.87 $175.28 $17,265.03
Oct 16, 2026 18 $13.28 $162.00 $175.28 $17,103.03
Oct 30, 2026 19 $13.16 $162.12 $175.28 $16,940.91
Nov 13, 2026 20 $13.03 $162.25 $175.28 $16,778.66
Nov 27, 2026 21 $12.91 $162.37 $175.28 $16,616.29
Dec 11, 2026 22 $12.78 $162.50 $175.28 $16,453.80
Dec 25, 2026 23 $12.66 $162.62 $175.28 $16,291.18
Jan 08, 2027 24 $12.53 $162.75 $175.28 $16,128.43
Jan 22, 2027 25 $12.41 $162.87 $175.28 $15,965.56
Feb 05, 2027 26 $12.28 $163.00 $175.28 $15,802.56
Feb 19, 2027 27 $12.16 $163.12 $175.28 $15,639.44
Mar 05, 2027 28 $12.03 $163.25 $175.28 $15,476.19
Mar 19, 2027 29 $11.90 $163.37 $175.28 $15,312.82
Apr 02, 2027 30 $11.78 $163.50 $175.28 $15,149.32
Apr 16, 2027 31 $11.65 $163.62 $175.28 $14,985.70
Apr 30, 2027 32 $11.53 $163.75 $175.28 $14,821.95
May 14, 2027 33 $11.40 $163.88 $175.28 $14,658.07
May 28, 2027 34 $11.28 $164.00 $175.28 $14,494.07
Jun 11, 2027 35 $11.15 $164.13 $175.28 $14,329.94
Jun 25, 2027 36 $11.02 $164.25 $175.28 $14,165.69
Jul 09, 2027 37 $10.90 $164.38 $175.28 $14,001.31
Jul 23, 2027 38 $10.77 $164.51 $175.28 $13,836.80
Aug 06, 2027 39 $10.64 $164.63 $175.28 $13,672.16
Aug 20, 2027 40 $10.52 $164.76 $175.28 $13,507.40
Sep 03, 2027 41 $10.39 $164.89 $175.28 $13,342.52
Sep 17, 2027 42 $10.26 $165.01 $175.28 $13,177.50
Oct 01, 2027 43 $10.14 $165.14 $175.28 $13,012.36
Oct 15, 2027 44 $10.01 $165.27 $175.28 $12,847.09
Oct 29, 2027 45 $9.88 $165.40 $175.28 $12,681.70
Nov 12, 2027 46 $9.76 $165.52 $175.28 $12,516.18
Nov 26, 2027 47 $9.63 $165.65 $175.28 $12,350.53
Dec 10, 2027 48 $9.50 $165.78 $175.28 $12,184.75
Dec 24, 2027 49 $9.37 $165.90 $175.28 $12,018.84
Jan 07, 2028 50 $9.25 $166.03 $175.28 $11,852.81
Jan 21, 2028 51 $9.12 $166.16 $175.28 $11,686.65
Feb 04, 2028 52 $8.99 $166.29 $175.28 $11,520.36
Feb 18, 2028 53 $8.86 $166.42 $175.28 $11,353.95
Mar 03, 2028 54 $8.73 $166.54 $175.28 $11,187.40
Mar 17, 2028 55 $8.61 $166.67 $175.28 $11,020.73
Mar 31, 2028 56 $8.48 $166.80 $175.28 $10,853.93
Apr 14, 2028 57 $8.35 $166.93 $175.28 $10,687.00
Apr 28, 2028 58 $8.22 $167.06 $175.28 $10,519.95
May 12, 2028 59 $8.09 $167.19 $175.28 $10,352.76
May 26, 2028 60 $7.96 $167.31 $175.28 $10,185.45
Jun 09, 2028 61 $7.83 $167.44 $175.28 $10,018.00
Jun 23, 2028 62 $7.71 $167.57 $175.28 $9,850.43
Jul 07, 2028 63 $7.58 $167.70 $175.28 $9,682.73
Jul 21, 2028 64 $7.45 $167.83 $175.28 $9,514.90
Aug 04, 2028 65 $7.32 $167.96 $175.28 $9,346.94
Aug 18, 2028 66 $7.19 $168.09 $175.28 $9,178.86
Sep 01, 2028 67 $7.06 $168.22 $175.28 $9,010.64
Sep 15, 2028 68 $6.93 $168.35 $175.28 $8,842.29
Sep 29, 2028 69 $6.80 $168.48 $175.28 $8,673.82
Oct 13, 2028 70 $6.67 $168.61 $175.28 $8,505.21
Oct 27, 2028 71 $6.54 $168.74 $175.28 $8,336.48
Nov 10, 2028 72 $6.41 $168.86 $175.28 $8,167.61
Nov 24, 2028 73 $6.28 $168.99 $175.28 $7,998.62
Dec 08, 2028 74 $6.15 $169.12 $175.28 $7,829.49
Dec 22, 2028 75 $6.02 $169.25 $175.28 $7,660.24
Jan 05, 2029 76 $5.89 $169.39 $175.28 $7,490.85
Jan 19, 2029 77 $5.76 $169.52 $175.28 $7,321.34
Feb 02, 2029 78 $5.63 $169.65 $175.28 $7,151.69
Feb 16, 2029 79 $5.50 $169.78 $175.28 $6,981.92
Mar 02, 2029 80 $5.37 $169.91 $175.28 $6,812.01
Mar 16, 2029 81 $5.24 $170.04 $175.28 $6,641.97
Mar 30, 2029 82 $5.11 $170.17 $175.28 $6,471.80
Apr 13, 2029 83 $4.98 $170.30 $175.28 $6,301.50
Apr 27, 2029 84 $4.85 $170.43 $175.28 $6,131.07
May 11, 2029 85 $4.72 $170.56 $175.28 $5,960.51
May 25, 2029 86 $4.59 $170.69 $175.28 $5,789.82
Jun 08, 2029 87 $4.45 $170.82 $175.28 $5,619.00
Jun 22, 2029 88 $4.32 $170.96 $175.28 $5,448.04
Jul 06, 2029 89 $4.19 $171.09 $175.28 $5,276.95
Jul 20, 2029 90 $4.06 $171.22 $175.28 $5,105.73
Aug 03, 2029 91 $3.93 $171.35 $175.28 $4,934.38
Aug 17, 2029 92 $3.80 $171.48 $175.28 $4,762.90
Aug 31, 2029 93 $3.66 $171.61 $175.28 $4,591.29
Sep 14, 2029 94 $3.53 $171.75 $175.28 $4,419.54
Sep 28, 2029 95 $3.40 $171.88 $175.28 $4,247.66
Oct 12, 2029 96 $3.27 $172.01 $175.28 $4,075.65
Oct 26, 2029 97 $3.14 $172.14 $175.28 $3,903.51
Nov 09, 2029 98 $3.00 $172.27 $175.28 $3,731.24
Nov 23, 2029 99 $2.87 $172.41 $175.28 $3,558.83
Dec 07, 2029 100 $2.74 $172.54 $175.28 $3,386.29
Dec 21, 2029 101 $2.60 $172.67 $175.28 $3,213.62
Jan 04, 2030 102 $2.47 $172.81 $175.28 $3,040.81
Jan 18, 2030 103 $2.34 $172.94 $175.28 $2,867.87
Feb 01, 2030 104 $2.21 $173.07 $175.28 $2,694.80
Feb 15, 2030 105 $2.07 $173.20 $175.28 $2,521.60
Mar 01, 2030 106 $1.94 $173.34 $175.28 $2,348.26
Mar 15, 2030 107 $1.81 $173.47 $175.28 $2,174.79
Mar 29, 2030 108 $1.67 $173.60 $175.28 $2,001.18
Apr 12, 2030 109 $1.54 $173.74 $175.28 $1,827.44
Apr 26, 2030 110 $1.41 $173.87 $175.28 $1,653.57
May 10, 2030 111 $1.27 $174.01 $175.28 $1,479.57
May 24, 2030 112 $1.14 $174.14 $175.28 $1,305.43
Jun 07, 2030 113 $1.00 $174.27 $175.28 $1,131.15
Jun 21, 2030 114 $0.87 $174.41 $175.28 $956.75
Jul 05, 2030 115 $0.74 $174.54 $175.28 $782.21
Jul 19, 2030 116 $0.60 $174.68 $175.28 $607.53
Aug 02, 2030 117 $0.47 $174.81 $175.28 $432.72
Aug 16, 2030 118 $0.33 $174.94 $175.28 $257.77
Aug 30, 2030 119 $0.20 $175.08 $175.28 $82.70
Sep 13, 2030 120 $0.06 $82.70 $82.76 $0.00

Compare Monthly vs. Bi-weekly
Payment Frequency Monthly Bi-weekly
Payments / Year 12 26
Each Payment $350.56 $175.28
Total Interest $1,033.31 $940.79
Total Payment $31,033.31 $30,940.79
Total Savings $0 $92.52
Payoff Date Jan, 2031 Sep, 2030

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