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Auto Refinance Calculator

>>Save up to $105/Month on Your Car Payments!
Compare Today's Auto Refinance Rates

Auto Refinance Calculator to calculate how much interest savings that you can save by refinancing your car. The car refinance calculator will show you the new monthly payment with amortization schedule that breaks down all the interest and principal payments.

Car Refinance Calculator
Remaining Balance
 $
Interest Rate
Current Monthly Payment
 $
New Interest Rate
New Loan Terms
 years



Car Refinance Calculator Results
New Monthly Payment:
 $336.78
Payoff Date:
 Mar, 2030
Total Interest Savings:
 $1,422.45

Car Refinance Amortization Schedule
Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Apr, 2025 1 $38.79 $297.99 $336.78 $18,702.01
May, 2025 2 $38.18 $298.60 $336.78 $18,403.41
Jun, 2025 3 $37.57 $299.21 $336.78 $18,104.21
Jul, 2025 4 $36.96 $299.82 $336.78 $17,804.39
Aug, 2025 5 $36.35 $300.43 $336.78 $17,503.96
Sep, 2025 6 $35.74 $301.04 $336.78 $17,202.91
Oct, 2025 7 $35.12 $301.66 $336.78 $16,901.25
Nov, 2025 8 $34.51 $302.27 $336.78 $16,598.98
Dec, 2025 9 $33.89 $302.89 $336.78 $16,296.09
Jan, 2026 10 $33.27 $303.51 $336.78 $15,992.58
Feb, 2026 11 $32.65 $304.13 $336.78 $15,688.45
Mar, 2026 12 $32.03 $304.75 $336.78 $15,383.70
Apr, 2026 13 $31.41 $305.37 $336.78 $15,078.32
May, 2026 14 $30.78 $306.00 $336.78 $14,772.33
Jun, 2026 15 $30.16 $306.62 $336.78 $14,465.71
Jul, 2026 16 $29.53 $307.25 $336.78 $14,158.46
Aug, 2026 17 $28.91 $307.87 $336.78 $13,850.59
Sep, 2026 18 $28.28 $308.50 $336.78 $13,542.08
Oct, 2026 19 $27.65 $309.13 $336.78 $13,232.95
Nov, 2026 20 $27.02 $309.76 $336.78 $12,923.19
Dec, 2026 21 $26.38 $310.40 $336.78 $12,612.79
Jan, 2027 22 $25.75 $311.03 $336.78 $12,301.76
Feb, 2027 23 $25.12 $311.67 $336.78 $11,990.10
Mar, 2027 24 $24.48 $312.30 $336.78 $11,677.79
Apr, 2027 25 $23.84 $312.94 $336.78 $11,364.86
May, 2027 26 $23.20 $313.58 $336.78 $11,051.28
Jun, 2027 27 $22.56 $314.22 $336.78 $10,737.06
Jul, 2027 28 $21.92 $314.86 $336.78 $10,422.20
Aug, 2027 29 $21.28 $315.50 $336.78 $10,106.70
Sep, 2027 30 $20.63 $316.15 $336.78 $9,790.55
Oct, 2027 31 $19.99 $316.79 $336.78 $9,473.76
Nov, 2027 32 $19.34 $317.44 $336.78 $9,156.32
Dec, 2027 33 $18.69 $318.09 $336.78 $8,838.23
Jan, 2028 34 $18.04 $318.74 $336.78 $8,519.50
Feb, 2028 35 $17.39 $319.39 $336.78 $8,200.11
Mar, 2028 36 $16.74 $320.04 $336.78 $7,880.07
Apr, 2028 37 $16.09 $320.69 $336.78 $7,559.38
May, 2028 38 $15.43 $321.35 $336.78 $7,238.03
Jun, 2028 39 $14.78 $322.00 $336.78 $6,916.03
Jul, 2028 40 $14.12 $322.66 $336.78 $6,593.36
Aug, 2028 41 $13.46 $323.32 $336.78 $6,270.05
Sep, 2028 42 $12.80 $323.98 $336.78 $5,946.07
Oct, 2028 43 $12.14 $324.64 $336.78 $5,621.42
Nov, 2028 44 $11.48 $325.30 $336.78 $5,296.12
Dec, 2028 45 $10.81 $325.97 $336.78 $4,970.15
Jan, 2029 46 $10.15 $326.63 $336.78 $4,643.52
Feb, 2029 47 $9.48 $327.30 $336.78 $4,316.22
Mar, 2029 48 $8.81 $327.97 $336.78 $3,988.25
Apr, 2029 49 $8.14 $328.64 $336.78 $3,659.61
May, 2029 50 $7.47 $329.31 $336.78 $3,330.30
Jun, 2029 51 $6.80 $329.98 $336.78 $3,000.32
Jul, 2029 52 $6.13 $330.66 $336.78 $2,669.66
Aug, 2029 53 $5.45 $331.33 $336.78 $2,338.33
Sep, 2029 54 $4.77 $332.01 $336.78 $2,006.33
Oct, 2029 55 $4.10 $332.68 $336.78 $1,673.64
Nov, 2029 56 $3.42 $333.36 $336.78 $1,340.28
Dec, 2029 57 $2.74 $334.04 $336.78 $1,006.23
Jan, 2030 58 $2.05 $334.73 $336.78 $671.51
Feb, 2030 59 $1.37 $335.41 $336.78 $336.09
Mar, 2030 60 $0.69 $336.09 $336.78 $0.00

Original vs. Car Refinance
Original Car Refinance
Monthly Payment $380.00 $336.78
Total Interest $2,629.32 $1,206.87
Total Principal $19,000.00 $19,000.00
Total Payment $21,629.32 $20,206.87
Total Interest Savings $0 $1,422.45
Payoff Date Dec, 2029 Mar, 2030




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