Auto Loan Calculator with Extra Payments

Advanced Auto Loan Calculator with extra payments is a car payment calculator to calculate monthly payment for your car loan. The auto loan amortization schedule will show you a breakdown of each and every payment details.

Car Loan Calculator
Vehicle Price	$
Down Payment	$
Loan Amount	$
Loan Terms	Year Month
Interest Rate
Payment Frequency	Monthly Bi-weekly
Trade In Value	$
Sales Tax	%
Other Fees	$
First Payment Date
Amortization schedule	Show All Payments Group By Year
	Include all fees into loan
Extra Payments	Yes No
One Time	$ On Date
Monthly or Biweekly	$ Starting Date
Quarterly	$ Starting Date
Yearly	$ Starting Date

Auto Loan Calculator Results
Loan Amount:	$25,000.00
Total Monthly Payment:	$476.95
Total # Of Payments:	60
Start Date:	Apr, 2025
Payoff Date:	Mar, 2030
Down Payment:	$20,000.00
Trade In Value:	$0.00
Sales Tax:	$0.00
Other Fee:	$300.00
Total Interest Paid:	$3,617.14
Total of All Costs:	$48,917.14

Auto Loan Amortization Schedule
Payment Date	Payment #	Interest	Principal	Total Payment	Balance
Apr, 2025	1	$113.54	$363.41	$476.95	$24,636.59
May, 2025	2	$111.89	$365.06	$476.95	$24,271.53
Jun, 2025	3	$110.23	$366.72	$476.95	$23,904.81
Jul, 2025	4	$108.57	$368.38	$476.95	$23,536.42
Aug, 2025	5	$106.89	$370.06	$476.95	$23,166.37
Sep, 2025	6	$105.21	$371.74	$476.95	$22,794.63
Oct, 2025	7	$103.53	$373.43	$476.95	$22,421.20
Nov, 2025	8	$101.83	$375.12	$476.95	$22,046.08
Dec, 2025	9	$100.13	$376.83	$476.95	$21,669.25
Jan, 2026	10	$98.41	$378.54	$476.95	$21,290.71
Feb, 2026	11	$96.70	$380.26	$476.95	$20,910.46
Mar, 2026	12	$94.97	$381.98	$476.95	$20,528.47
Apr, 2026	13	$93.23	$383.72	$476.95	$20,144.76
May, 2026	14	$91.49	$385.46	$476.95	$19,759.29
Jun, 2026	15	$89.74	$387.21	$476.95	$19,372.08
Jul, 2026	16	$87.98	$388.97	$476.95	$18,983.11
Aug, 2026	17	$86.21	$390.74	$476.95	$18,592.37
Sep, 2026	18	$84.44	$392.51	$476.95	$18,199.86
Oct, 2026	19	$82.66	$394.29	$476.95	$17,805.57
Nov, 2026	20	$80.87	$396.09	$476.95	$17,409.48
Dec, 2026	21	$79.07	$397.88	$476.95	$17,011.60
Jan, 2027	22	$77.26	$399.69	$476.95	$16,611.91
Feb, 2027	23	$75.45	$401.51	$476.95	$16,210.40
Mar, 2027	24	$73.62	$403.33	$476.95	$15,807.07
Apr, 2027	25	$71.79	$405.16	$476.95	$15,401.91
May, 2027	26	$69.95	$407.00	$476.95	$14,994.91
Jun, 2027	27	$68.10	$408.85	$476.95	$14,586.05
Jul, 2027	28	$66.24	$410.71	$476.95	$14,175.35
Aug, 2027	29	$64.38	$412.57	$476.95	$13,762.77
Sep, 2027	30	$62.51	$414.45	$476.95	$13,348.33
Oct, 2027	31	$60.62	$416.33	$476.95	$12,932.00
Nov, 2027	32	$58.73	$418.22	$476.95	$12,513.78
Dec, 2027	33	$56.83	$420.12	$476.95	$12,093.66
Jan, 2028	34	$54.93	$422.03	$476.95	$11,671.63
Feb, 2028	35	$53.01	$423.94	$476.95	$11,247.69
Mar, 2028	36	$51.08	$425.87	$476.95	$10,821.82
Apr, 2028	37	$49.15	$427.80	$476.95	$10,394.02
May, 2028	38	$47.21	$429.75	$476.95	$9,964.27
Jun, 2028	39	$45.25	$431.70	$476.95	$9,532.57
Jul, 2028	40	$43.29	$433.66	$476.95	$9,098.92
Aug, 2028	41	$41.32	$435.63	$476.95	$8,663.29
Sep, 2028	42	$39.35	$437.61	$476.95	$8,225.68
Oct, 2028	43	$37.36	$439.59	$476.95	$7,786.09
Nov, 2028	44	$35.36	$441.59	$476.95	$7,344.50
Dec, 2028	45	$33.36	$443.60	$476.95	$6,900.90
Jan, 2029	46	$31.34	$445.61	$476.95	$6,455.29
Feb, 2029	47	$29.32	$447.63	$476.95	$6,007.66
Mar, 2029	48	$27.28	$449.67	$476.95	$5,557.99
Apr, 2029	49	$25.24	$451.71	$476.95	$5,106.28
May, 2029	50	$23.19	$453.76	$476.95	$4,652.52
Jun, 2029	51	$21.13	$455.82	$476.95	$4,196.70
Jul, 2029	52	$19.06	$457.89	$476.95	$3,738.80
Aug, 2029	53	$16.98	$459.97	$476.95	$3,278.83
Sep, 2029	54	$14.89	$462.06	$476.95	$2,816.77
Oct, 2029	55	$12.79	$464.16	$476.95	$2,352.61
Nov, 2029	56	$10.68	$466.27	$476.95	$1,886.34
Dec, 2029	57	$8.57	$468.39	$476.95	$1,417.96
Jan, 2030	58	$6.44	$470.51	$476.95	$947.45
Feb, 2030	59	$4.30	$472.65	$476.95	$474.80
Mar, 2030	60	$2.16	$474.80	$476.95	$0.00

Compare Monthly vs. Bi-weekly
Payment Frequency	Monthly	Bi-weekly
Payments / Year	12	26
Each Payment	$476.95	$238.48
Total Interest	$3,617.14	$3,259.45
Total Payment	$48,617.14	$48,259.45
Total Savings	$0	$357.68
Payoff Date	Mar, 2030	Nov, 2029

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Car Payment Calculator with Trade In

The car payment calculator with trade in allows you to see how much you have to finance when you trade in an old car. If you don't have a car to trade in, justThe leave the trade in field as $0, and the car payment calculator will calculate your monthly payment without trade in.

Car Loan Calculator with Tax

The car loan calculator with tax gives you the option to include sales tax into the loan amount. You can choose to include this auto loan tax into the loan or pay in advance. You can also leave the tax as $0 if you do not want to include the sales tax in the auto finance calculator. The sales tax is a percentage of the vehicle price and the trade in value.

Car Loan Calculator with Extra Payments

The car finance calculator with extra payments gives you the option to calculate how much you can save by adding extra payments for your loan. The car loan calculator with trade in and sales tax offers 4 extra payment options such as a one time payment, monthly payment, quarterly payment or yearly payment. The auto loan calculator includes another useful option, the down payment option. If your auto loan requires a down payment, you can easily calculate the loan amount after you put pay the down payment.

Car Loan Amortization Schedule

The car loan amortization schedule provides a summary of the loan including your principal, interest and the total monthly or biweekly payment depends on your payment frequency. You will also see your auto loan payoff date and the total interest, and principal that you will pay at the end of the loan term. You will get a printable auto loan amortization with extra payments that shows a monthly amortization schedule or biweekly amortization schedule table with details of each payment. You will also get a auto loan comparison table that compares the monthly and biweekly payment options so you can see how much you can saving with the biweekly auto loan payment option.

Car Loan Payoff Calculator

If you can afford to payoff your auto loan early, you can end up saving a lot in interest. Try the Auto Loan Payoff Calculator to see how much you can save.

Car Affordability Calculator

To learn how much you can afford for a car, please use the car affordability calculator to estimate How Much Car Can I Afford.

Auto Loan Calculator App

The car payment calculator is available for free download on the Play Store. If you have an Android device, you can have the car payment calculator in your pocket. The app is one of the best auto loan calculator with trade in, tax, extra payments and down payment options.