Auto Loan Calculator with Extra Payments

Advanced Auto Loan Calculator with extra payments is a car payment calculator to calculate monthly payment for your car loan. The auto loan amortization schedule will show you a breakdown of each and every payment details.

Car Loan Calculator

Vehicle Price
$
Down Payment
$
Loan Amount
$
Loan Terms
Interest Rate
Payment Frequency
Trade In Value
$
Sales Tax
%
Other Fees
$
First Payment Date

Amortization schedule
Include all fees into loan
Extra Payments
One Time
$ On Date
Monthly or Biweekly
$ Starting Date
Quarterly
$ Starting Date
Yearly
$ Starting Date





Auto Loan Calculator Results

Loan Amount: $25,000.00
Total Monthly Payment:
$476.95
Total # Of Payments: 60
Start Date: Dec, 2024
Payoff Date: Nov, 2029
Down Payment: $20,000.00
Trade In Value: $0.00
Sales Tax: $0.00
Other Fee: $300.00
Total Interest Paid: $3,617.14
Total of All Costs:
$48,917.14

Auto Loan Amortization Schedule

Payment Date Payment # Interest Principal Total Payment Balance
Dec, 2024 1 $113.54 $363.41 $476.95 $24,636.59
Jan, 2025 2 $111.89 $365.06 $476.95 $24,271.53
Feb, 2025 3 $110.23 $366.72 $476.95 $23,904.81
Mar, 2025 4 $108.57 $368.38 $476.95 $23,536.42
Apr, 2025 5 $106.89 $370.06 $476.95 $23,166.37
May, 2025 6 $105.21 $371.74 $476.95 $22,794.63
Jun, 2025 7 $103.53 $373.43 $476.95 $22,421.20
Jul, 2025 8 $101.83 $375.12 $476.95 $22,046.08
Aug, 2025 9 $100.13 $376.83 $476.95 $21,669.25
Sep, 2025 10 $98.41 $378.54 $476.95 $21,290.71
Oct, 2025 11 $96.70 $380.26 $476.95 $20,910.46
Nov, 2025 12 $94.97 $381.98 $476.95 $20,528.47
Dec, 2025 13 $93.23 $383.72 $476.95 $20,144.76
Jan, 2026 14 $91.49 $385.46 $476.95 $19,759.29
Feb, 2026 15 $89.74 $387.21 $476.95 $19,372.08
Mar, 2026 16 $87.98 $388.97 $476.95 $18,983.11
Apr, 2026 17 $86.21 $390.74 $476.95 $18,592.37
May, 2026 18 $84.44 $392.51 $476.95 $18,199.86
Jun, 2026 19 $82.66 $394.29 $476.95 $17,805.57
Jul, 2026 20 $80.87 $396.09 $476.95 $17,409.48
Aug, 2026 21 $79.07 $397.88 $476.95 $17,011.60
Sep, 2026 22 $77.26 $399.69 $476.95 $16,611.91
Oct, 2026 23 $75.45 $401.51 $476.95 $16,210.40
Nov, 2026 24 $73.62 $403.33 $476.95 $15,807.07
Dec, 2026 25 $71.79 $405.16 $476.95 $15,401.91
Jan, 2027 26 $69.95 $407.00 $476.95 $14,994.91
Feb, 2027 27 $68.10 $408.85 $476.95 $14,586.05
Mar, 2027 28 $66.24 $410.71 $476.95 $14,175.35
Apr, 2027 29 $64.38 $412.57 $476.95 $13,762.77
May, 2027 30 $62.51 $414.45 $476.95 $13,348.33
Jun, 2027 31 $60.62 $416.33 $476.95 $12,932.00
Jul, 2027 32 $58.73 $418.22 $476.95 $12,513.78
Aug, 2027 33 $56.83 $420.12 $476.95 $12,093.66
Sep, 2027 34 $54.93 $422.03 $476.95 $11,671.63
Oct, 2027 35 $53.01 $423.94 $476.95 $11,247.69
Nov, 2027 36 $51.08 $425.87 $476.95 $10,821.82
Dec, 2027 37 $49.15 $427.80 $476.95 $10,394.02
Jan, 2028 38 $47.21 $429.75 $476.95 $9,964.27
Feb, 2028 39 $45.25 $431.70 $476.95 $9,532.57
Mar, 2028 40 $43.29 $433.66 $476.95 $9,098.92
Apr, 2028 41 $41.32 $435.63 $476.95 $8,663.29
May, 2028 42 $39.35 $437.61 $476.95 $8,225.68
Jun, 2028 43 $37.36 $439.59 $476.95 $7,786.09
Jul, 2028 44 $35.36 $441.59 $476.95 $7,344.50
Aug, 2028 45 $33.36 $443.60 $476.95 $6,900.90
Sep, 2028 46 $31.34 $445.61 $476.95 $6,455.29
Oct, 2028 47 $29.32 $447.63 $476.95 $6,007.66
Nov, 2028 48 $27.28 $449.67 $476.95 $5,557.99
Dec, 2028 49 $25.24 $451.71 $476.95 $5,106.28
Jan, 2029 50 $23.19 $453.76 $476.95 $4,652.52
Feb, 2029 51 $21.13 $455.82 $476.95 $4,196.70
Mar, 2029 52 $19.06 $457.89 $476.95 $3,738.80
Apr, 2029 53 $16.98 $459.97 $476.95 $3,278.83
May, 2029 54 $14.89 $462.06 $476.95 $2,816.77
Jun, 2029 55 $12.79 $464.16 $476.95 $2,352.61
Jul, 2029 56 $10.68 $466.27 $476.95 $1,886.34
Aug, 2029 57 $8.57 $468.39 $476.95 $1,417.96
Sep, 2029 58 $6.44 $470.51 $476.95 $947.45
Oct, 2029 59 $4.30 $472.65 $476.95 $474.80
Nov, 2029 60 $2.16 $474.80 $476.95 $0.00

Compare Monthly vs. Bi-weekly

Payment Frequency Monthly Bi-weekly
Payments / Year 12 26
Each Payment $476.95 $238.48
Total Interest $3,617.14 $3,259.45
Total Payment $48,617.14 $48,259.45
Total Savings $0 $357.68
Payoff Date Nov, 2029 Jun, 2029

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Car Payment Calculator with Trade In

The car payment calculator with trade in allows you to see how much you have to finance when you trade in an old car. If you don't have a car to trade in, justThe leave the trade in field as $0, and the car payment calculator will calculate your monthly payment without trade in.


Car Loan Calculator with Tax

The car loan calculator with tax gives you the option to include sales tax into the loan amount. You can choose to include this auto loan tax into the loan or pay in advance. You can also leave the tax as $0 if you do not want to include the sales tax in the auto finance calculator. The sales tax is a percentage of the vehicle price and the trade in value.


Car Loan Calculator with Extra Payments

The car finance calculator with extra payments gives you the option to calculate how much you can save by adding extra payments for your loan. The car loan calculator with trade in and sales tax offers 4 extra payment options such as a one time payment, monthly payment, quarterly payment or yearly payment. The auto loan calculator includes another useful option, the down payment option. If your auto loan requires a down payment, you can easily calculate the loan amount after you put pay the down payment.


Car Loan Amortization Schedule

The car loan amortization schedule provides a summary of the loan including your principal, interest and the total monthly or biweekly payment depends on your payment frequency. You will also see your auto loan payoff date and the total interest, and principal that you will pay at the end of the loan term. You will get a printable auto loan amortization with extra payments that shows a monthly amortization schedule or biweekly amortization schedule table with details of each payment. You will also get a auto loan comparison table that compares the monthly and biweekly payment options so you can see how much you can saving with the biweekly auto loan payment option.


Car Loan Payoff Calculator

If you can afford to payoff your auto loan early, you can end up saving a lot in interest. Try the Auto Loan Payoff Calculator to see how much you can save.


Car Affordability Calculator

To learn how much you can afford for a car, please use the car affordability calculator to estimate How Much Car Can I Afford.


Auto Loan Calculator App

The car payment calculator is available for free download on the Play Store. If you have an Android device, you can have the car payment calculator in your pocket. The app is one of the best auto loan calculator with trade in, tax, extra payments and down payment options.





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