Home Loan Payoff Biweekly Payment Loan Comparison Car Affordability Auto Refinance Excel

$38,000 Car Loan Over 5 Years

>>Save up to $105/Month on Your Car Payments!
Compare Today's Auto Refinance Rates

How much is the monthly payment for a $38K car loan over 5 years? - The monthly payment on $38,000 car loan over 5 year term and a 5.5% interest is $725.84.

$38K Car Loan Over 5 Years
Car Loan
Loan Terms
 years
Interest Rate

Car Calculator Results
Car Loan:
 $38,000.00
Monthly Payment:
 $725.84
Total # Of Payments:
 60
Start Date:
 Apr, 2025
Payoff Date:
 Mar, 2030
Total Interest Paid:
 $5,550.65
Total Payment:
 $43,550.65


The amortization schedule for $38K car loan is shown below.

Amortization Schedule for $38K Car Loan
Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Apr, 2025 1 $174.17 $551.68 $725.84 $37,448.32
May, 2025 2 $171.64 $554.21 $725.84 $36,894.12
Jun, 2025 3 $169.10 $556.75 $725.84 $36,337.37
Jul, 2025 4 $166.55 $559.30 $725.84 $35,778.07
Aug, 2025 5 $163.98 $561.86 $725.84 $35,216.21
Sep, 2025 6 $161.41 $564.44 $725.84 $34,651.77
Oct, 2025 7 $158.82 $567.02 $725.84 $34,084.75
Nov, 2025 8 $156.22 $569.62 $725.84 $33,515.13
Dec, 2025 9 $153.61 $572.23 $725.84 $32,942.90
Jan, 2026 10 $150.99 $574.86 $725.84 $32,368.04
Feb, 2026 11 $148.35 $577.49 $725.84 $31,790.55
Mar, 2026 12 $145.71 $580.14 $725.84 $31,210.41
Apr, 2026 13 $143.05 $582.80 $725.84 $30,627.62
May, 2026 14 $140.38 $585.47 $725.84 $30,042.15
Jun, 2026 15 $137.69 $588.15 $725.84 $29,454.00
Jul, 2026 16 $135.00 $590.85 $725.84 $28,863.15
Aug, 2026 17 $132.29 $593.55 $725.84 $28,269.60
Sep, 2026 18 $129.57 $596.28 $725.84 $27,673.32
Oct, 2026 19 $126.84 $599.01 $725.84 $27,074.31
Nov, 2026 20 $124.09 $601.75 $725.84 $26,472.56
Dec, 2026 21 $121.33 $604.51 $725.84 $25,868.05
Jan, 2027 22 $118.56 $607.28 $725.84 $25,260.76
Feb, 2027 23 $115.78 $610.07 $725.84 $24,650.70
Mar, 2027 24 $112.98 $612.86 $725.84 $24,037.84
Apr, 2027 25 $110.17 $615.67 $725.84 $23,422.17
May, 2027 26 $107.35 $618.49 $725.84 $22,803.67
Jun, 2027 27 $104.52 $621.33 $725.84 $22,182.35
Jul, 2027 28 $101.67 $624.18 $725.84 $21,558.17
Aug, 2027 29 $98.81 $627.04 $725.84 $20,931.14
Sep, 2027 30 $95.93 $629.91 $725.84 $20,301.23
Oct, 2027 31 $93.05 $632.80 $725.84 $19,668.43
Nov, 2027 32 $90.15 $635.70 $725.84 $19,032.73
Dec, 2027 33 $87.23 $638.61 $725.84 $18,394.12
Jan, 2028 34 $84.31 $641.54 $725.84 $17,752.58
Feb, 2028 35 $81.37 $644.48 $725.84 $17,108.10
Mar, 2028 36 $78.41 $647.43 $725.84 $16,460.67
Apr, 2028 37 $75.44 $650.40 $725.84 $15,810.27
May, 2028 38 $72.46 $653.38 $725.84 $15,156.89
Jun, 2028 39 $69.47 $656.38 $725.84 $14,500.52
Jul, 2028 40 $66.46 $659.38 $725.84 $13,841.13
Aug, 2028 41 $63.44 $662.41 $725.84 $13,178.73
Sep, 2028 42 $60.40 $665.44 $725.84 $12,513.29
Oct, 2028 43 $57.35 $668.49 $725.84 $11,844.80
Nov, 2028 44 $54.29 $671.56 $725.84 $11,173.24
Dec, 2028 45 $51.21 $674.63 $725.84 $10,498.61
Jan, 2029 46 $48.12 $677.73 $725.84 $9,820.88
Feb, 2029 47 $45.01 $680.83 $725.84 $9,140.05
Mar, 2029 48 $41.89 $683.95 $725.84 $8,456.10
Apr, 2029 49 $38.76 $687.09 $725.84 $7,769.01
May, 2029 50 $35.61 $690.24 $725.84 $7,078.77
Jun, 2029 51 $32.44 $693.40 $725.84 $6,385.37
Jul, 2029 52 $29.27 $696.58 $725.84 $5,688.80
Aug, 2029 53 $26.07 $699.77 $725.84 $4,989.03
Sep, 2029 54 $22.87 $702.98 $725.84 $4,286.05
Oct, 2029 55 $19.64 $706.20 $725.84 $3,579.85
Nov, 2029 56 $16.41 $709.44 $725.84 $2,870.41
Dec, 2029 57 $13.16 $712.69 $725.84 $2,157.72
Jan, 2030 58 $9.89 $715.95 $725.84 $1,441.77
Feb, 2030 59 $6.61 $719.24 $725.84 $722.53
Mar, 2030 60 $3.31 $722.53 $725.84 $0.00



monthly payment on 39000 car loan over 5 years

Auto Finance Calculator | Terms | Privacy | Contact Us

©2025 Auto Finance Calculator