Auto Finance Calculator
www.autofinancecalculator.org

Loan terms cannot be greater than 50 years.

Auto Loan Calculator Results

Loan Amount: $20,000.00
Total Bi-weekly Payment:
$175.28
Total # Of Payments: 120
Start Date: Nov 25, 2022
Payoff Date: Jun 18, 2027
Down Payment: $10,000.00
Trade In Value: $0.00
Sales Tax: $0.00
Other Fee: $0.00
Total Interest Paid: $940.79
Total of All Costs:
$30,940.79

Auto Loan Amortization Schedule

Payment Date Payment # Interest Principal Total Payment Balance
Nov 25, 2022 1 $15.38 $159.89 $175.28 $19,840.11
Dec 09, 2022 2 $15.26 $160.02 $175.28 $19,680.09
Dec 23, 2022 3 $15.14 $160.14 $175.28 $19,519.95
Jan 06, 2023 4 $15.02 $160.26 $175.28 $19,359.69
Jan 20, 2023 5 $14.89 $160.39 $175.28 $19,199.30
Feb 03, 2023 6 $14.77 $160.51 $175.28 $19,038.80
Feb 17, 2023 7 $14.65 $160.63 $175.28 $18,878.16
Mar 03, 2023 8 $14.52 $160.76 $175.28 $18,717.41
Mar 17, 2023 9 $14.40 $160.88 $175.28 $18,556.53
Mar 31, 2023 10 $14.27 $161.00 $175.28 $18,395.52
Apr 14, 2023 11 $14.15 $161.13 $175.28 $18,234.40
Apr 28, 2023 12 $14.03 $161.25 $175.28 $18,073.15
May 12, 2023 13 $13.90 $161.38 $175.28 $17,911.77
May 26, 2023 14 $13.78 $161.50 $175.28 $17,750.27
Jun 09, 2023 15 $13.65 $161.62 $175.28 $17,588.65
Jun 23, 2023 16 $13.53 $161.75 $175.28 $17,426.90
Jul 07, 2023 17 $13.41 $161.87 $175.28 $17,265.03
Jul 21, 2023 18 $13.28 $162.00 $175.28 $17,103.03
Aug 04, 2023 19 $13.16 $162.12 $175.28 $16,940.91
Aug 18, 2023 20 $13.03 $162.25 $175.28 $16,778.66
Sep 01, 2023 21 $12.91 $162.37 $175.28 $16,616.29
Sep 15, 2023 22 $12.78 $162.50 $175.28 $16,453.80
Sep 29, 2023 23 $12.66 $162.62 $175.28 $16,291.18
Oct 13, 2023 24 $12.53 $162.75 $175.28 $16,128.43
Oct 27, 2023 25 $12.41 $162.87 $175.28 $15,965.56
Nov 10, 2023 26 $12.28 $163.00 $175.28 $15,802.56
Nov 24, 2023 27 $12.16 $163.12 $175.28 $15,639.44
Dec 08, 2023 28 $12.03 $163.25 $175.28 $15,476.19
Dec 22, 2023 29 $11.90 $163.37 $175.28 $15,312.82
Jan 05, 2024 30 $11.78 $163.50 $175.28 $15,149.32
Jan 19, 2024 31 $11.65 $163.62 $175.28 $14,985.70
Feb 02, 2024 32 $11.53 $163.75 $175.28 $14,821.95
Feb 16, 2024 33 $11.40 $163.88 $175.28 $14,658.07
Mar 01, 2024 34 $11.28 $164.00 $175.28 $14,494.07
Mar 15, 2024 35 $11.15 $164.13 $175.28 $14,329.94
Mar 29, 2024 36 $11.02 $164.25 $175.28 $14,165.69
Apr 12, 2024 37 $10.90 $164.38 $175.28 $14,001.31
Apr 26, 2024 38 $10.77 $164.51 $175.28 $13,836.80
May 10, 2024 39 $10.64 $164.63 $175.28 $13,672.16
May 24, 2024 40 $10.52 $164.76 $175.28 $13,507.40
Jun 07, 2024 41 $10.39 $164.89 $175.28 $13,342.52
Jun 21, 2024 42 $10.26 $165.01 $175.28 $13,177.50
Jul 05, 2024 43 $10.14 $165.14 $175.28 $13,012.36
Jul 19, 2024 44 $10.01 $165.27 $175.28 $12,847.09
Aug 02, 2024 45 $9.88 $165.40 $175.28 $12,681.70
Aug 16, 2024 46 $9.76 $165.52 $175.28 $12,516.18
Aug 30, 2024 47 $9.63 $165.65 $175.28 $12,350.53
Sep 13, 2024 48 $9.50 $165.78 $175.28 $12,184.75
Sep 27, 2024 49 $9.37 $165.90 $175.28 $12,018.84
Oct 11, 2024 50 $9.25 $166.03 $175.28 $11,852.81
Oct 25, 2024 51 $9.12 $166.16 $175.28 $11,686.65
Nov 08, 2024 52 $8.99 $166.29 $175.28 $11,520.36
Nov 22, 2024 53 $8.86 $166.42 $175.28 $11,353.95
Dec 06, 2024 54 $8.73 $166.54 $175.28 $11,187.40
Dec 20, 2024 55 $8.61 $166.67 $175.28 $11,020.73
Jan 03, 2025 56 $8.48 $166.80 $175.28 $10,853.93
Jan 17, 2025 57 $8.35 $166.93 $175.28 $10,687.00
Jan 31, 2025 58 $8.22 $167.06 $175.28 $10,519.95
Feb 14, 2025 59 $8.09 $167.19 $175.28 $10,352.76
Feb 28, 2025 60 $7.96 $167.31 $175.28 $10,185.45
Mar 14, 2025 61 $7.83 $167.44 $175.28 $10,018.00
Mar 28, 2025 62 $7.71 $167.57 $175.28 $9,850.43
Apr 11, 2025 63 $7.58 $167.70 $175.28 $9,682.73
Apr 25, 2025 64 $7.45 $167.83 $175.28 $9,514.90
May 09, 2025 65 $7.32 $167.96 $175.28 $9,346.94
May 23, 2025 66 $7.19 $168.09 $175.28 $9,178.86
Jun 06, 2025 67 $7.06 $168.22 $175.28 $9,010.64
Jun 20, 2025 68 $6.93 $168.35 $175.28 $8,842.29
Jul 04, 2025 69 $6.80 $168.48 $175.28 $8,673.82
Jul 18, 2025 70 $6.67 $168.61 $175.28 $8,505.21
Aug 01, 2025 71 $6.54 $168.74 $175.28 $8,336.48
Aug 15, 2025 72 $6.41 $168.86 $175.28 $8,167.61
Aug 29, 2025 73 $6.28 $168.99 $175.28 $7,998.62
Sep 12, 2025 74 $6.15 $169.12 $175.28 $7,829.49
Sep 26, 2025 75 $6.02 $169.25 $175.28 $7,660.24
Oct 10, 2025 76 $5.89 $169.39 $175.28 $7,490.85
Oct 24, 2025 77 $5.76 $169.52 $175.28 $7,321.34
Nov 07, 2025 78 $5.63 $169.65 $175.28 $7,151.69
Nov 21, 2025 79 $5.50 $169.78 $175.28 $6,981.92
Dec 05, 2025 80 $5.37 $169.91 $175.28 $6,812.01
Dec 19, 2025 81 $5.24 $170.04 $175.28 $6,641.97
Jan 02, 2026 82 $5.11 $170.17 $175.28 $6,471.80
Jan 16, 2026 83 $4.98 $170.30 $175.28 $6,301.50
Jan 30, 2026 84 $4.85 $170.43 $175.28 $6,131.07
Feb 13, 2026 85 $4.72 $170.56 $175.28 $5,960.51
Feb 27, 2026 86 $4.59 $170.69 $175.28 $5,789.82
Mar 13, 2026 87 $4.45 $170.82 $175.28 $5,619.00
Mar 27, 2026 88 $4.32 $170.96 $175.28 $5,448.04
Apr 10, 2026 89 $4.19 $171.09 $175.28 $5,276.95
Apr 24, 2026 90 $4.06 $171.22 $175.28 $5,105.73
May 08, 2026 91 $3.93 $171.35 $175.28 $4,934.38
May 22, 2026 92 $3.80 $171.48 $175.28 $4,762.90
Jun 05, 2026 93 $3.66 $171.61 $175.28 $4,591.29
Jun 19, 2026 94 $3.53 $171.75 $175.28 $4,419.54
Jul 03, 2026 95 $3.40 $171.88 $175.28 $4,247.66
Jul 17, 2026 96 $3.27 $172.01 $175.28 $4,075.65
Jul 31, 2026 97 $3.14 $172.14 $175.28 $3,903.51
Aug 14, 2026 98 $3.00 $172.27 $175.28 $3,731.24
Aug 28, 2026 99 $2.87 $172.41 $175.28 $3,558.83
Sep 11, 2026 100 $2.74 $172.54 $175.28 $3,386.29
Sep 25, 2026 101 $2.60 $172.67 $175.28 $3,213.62
Oct 09, 2026 102 $2.47 $172.81 $175.28 $3,040.81
Oct 23, 2026 103 $2.34 $172.94 $175.28 $2,867.87
Nov 06, 2026 104 $2.21 $173.07 $175.28 $2,694.80
Nov 20, 2026 105 $2.07 $173.20 $175.28 $2,521.60
Dec 04, 2026 106 $1.94 $173.34 $175.28 $2,348.26
Dec 18, 2026 107 $1.81 $173.47 $175.28 $2,174.79
Jan 01, 2027 108 $1.67 $173.60 $175.28 $2,001.18
Jan 15, 2027 109 $1.54 $173.74 $175.28 $1,827.44
Jan 29, 2027 110 $1.41 $173.87 $175.28 $1,653.57
Feb 12, 2027 111 $1.27 $174.01 $175.28 $1,479.57
Feb 26, 2027 112 $1.14 $174.14 $175.28 $1,305.43
Mar 12, 2027 113 $1.00 $174.27 $175.28 $1,131.15
Mar 26, 2027 114 $0.87 $174.41 $175.28 $956.75
Apr 09, 2027 115 $0.74 $174.54 $175.28 $782.21
Apr 23, 2027 116 $0.60 $174.68 $175.28 $607.53
May 07, 2027 117 $0.47 $174.81 $175.28 $432.72
May 21, 2027 118 $0.33 $174.94 $175.28 $257.77
Jun 04, 2027 119 $0.20 $175.08 $175.28 $82.70
Jun 18, 2027 120 $0.06 $82.70 $82.76 $0.00

Compare Monthly vs. Bi-weekly

Payment Frequency Monthly Bi-weekly
Payments / Year 12 26
Each Payment $350.56 $175.28
Total Interest $1,033.31 $940.79
Total Payment $31,033.31 $30,940.79
Total Savings $0 $92.52
Payoff Date Oct, 2027 Jun, 2027